If you have completed educational programs in financial planning and/or investment management, you may qualify to complete a shortened version of the WME®. Choose from one of the following programs:
Chapter 1 - Wealth Management Today
Topics covered in this chapter are:
- Wealth Management in Canada
- Wealth Management Services in Canada
- Key Trends Shaping the Future of Wealth Management
- Regulatory Environment
- Competencies of Successful Wealth Advisors
- The Wealth Management Process
- Building a Team of Specialists
Chapter 2 - Ethics and Wealth Management
Topics covered in this chapter are:
- Ethics in the Financial Services Industry
- Types of Ethical Dilemmas
- Resolving Ethical Dilemmas
- Code of Ethics
- Trust, Agency, and Fiduciary Duty
- What Can Happen when an Advisor Ignores Ethics
Chapter 3 - Getting to Know the Client
Topics covered in this chapter are:
- Information Required by Regulation and Law
- Going Beyond the Regulatory and Legal Minimum
- The Client Discovery Process
Chapter 4 - Assessing the Client's Financial Situation
Topics covered in this chapter are:
- Analyzing Personal Financial Statements and Savings Plan
- Time Value of Money
Chapter 5 - Consumer Lending and Mortgages
Topics covered in this chapter are:
- Credit Planning
- Residential Mortgages
- Key Financial Factors to Consider When Purchasing a Home
- Methods of Reducing Interest Costs and Penalties
- Related Mortgage Topics and Financial Planning Issues
Chapter 6 - Legal Aspects of Family Dynamics
Topics covered in this chapter are:
- Family-Related Issues
- Fundamental Aspects of Family Law
- Domestic Contracts
- Property Issues on Relationship Breakdown
- Impact of Divorce on a Client’s Financial Plan
Chapter 7 - Personal Risk Management Process
Topics covered in this chapter are:
- Strategic Wealth Preservation: The Big Picture
- Risk in the Context of Strategic Wealth Management
- Measuring Risk
- Identifying Risk within a Client’s Net Worth
- The Family Life Cycle
- The Personal Risk Management Process
Chapter 8 - Understanding Tax Returns
Topics covered in this chapter are:
- Financial Planning and Taxation
- Personal Income Tax Returns
- Taxation of Investment Income
- Taxable and Non-Taxable Employee Benefits
Chapter 9 - Tax Reduction Strategies
Topics covered in this chapter are:
- Techniques to Minimize Taxes
- Tax-Free Savings Accounts
- Registered Plans Used for Non-Retirement Goals
- Incorporation
Chapter 10 - Registered Retirement Savings Plans
Topics covered in this chapter are:
- Preparing to Fund Retirement
- An Overview of Registered Retirement Savings Plans
- Registered Retirement Savings Plan Contribution Rules
- Management of RRSP Accounts
- What Clients Should Know About their Registered Retirement Savings Plans
Chapter 11 - Employer-Sponsored Pension Plans and Funding Retirement
Topics covered in this chapter are:
- Employer-Sponsored Pension Plans
- Funding Retirement
Chapter 12 - Government Pensions Programs
Topics covered in this chapter are:
- Canada and Quebec Pension Plans
- Old Age Security Program
Chapter 13 - Retirement Planning Process
Topics covered in this chapter are:
- Planning for Financial Security in Retirement
- Retirement Income Needs Analysis
- Tax-Minimization Strategies
- Questions to Consider When Advising Clients on Retirement Planning Process
Chapter 14 - Protecting Retirement Income
Topics covered in this chapter are:
- Understanding Annuities
- Types of Annuities
- Segregated Funds
- Guaranteed Minimum Withdrawal Benefit Contracts
Chapter 15 - Wills and Powers of Attorney
Topics covered in this chapter are:
- Passing on the Estate
- Other Factors to Consider when Making a Will
- Probate Procedures to Validate a Will
- Powers of Attorney and Living Wills (Advance Health Care Directives)
- Considerations when Dealing with Vulnerable Clients
Chapter 16 - Estate Planning Strategies
Topics covered in this chapter are:
- Trusts
- Taxation
- General Issues to Consider for Estate Planning
Chapter 17 – Investment Management Today
Topics covered in this chapter are:
- Fintech
- Robo-Advisory Services
- Smart Beta ETFs
- Responsible Investment
Chapter 18 - Investment Management
Topics covered in this chapter are:
- Steps in the Portfolio Management Process
- Individual Securities or Managed Products?
- Portfolio Theory
- International Investing
Chapter 19 - Asset Allocation
Topics covered in this chapter are:
- The Asset Allocation Process
- Issues in Asset Allocation
- Strategic Asset Allocation
- Rebalancing
- Tactical Asset Allocation
Chapter 20 - Equity Securities
Topics covered in this chapter are:
- Characteristics of Equity Securities
- Equity Markets
- Introduction to Equity Analysis
- Industry Analysis
- Company Analysis and Equity Valuation
- Technical Analysis
- Equity Strategy
Chapter 21 - Debt Securities: Characteristics, Risks, Trading, and Yield Curves
Topics covered in this chapter are:
- Characteristics of Debt Securities
- Types of Debt Securities
- Risks of Debt Securities
- Debt Market Trading Mechanics
- The Term Structure of Interest Rates
Chapter 22 - Debt Securities: Pricing, Volatility and Strategies
Topics covered in this chapter are:
- Bond Market Pricing
- Bond Price Volatility
- Debt Security Strategies
Chapter 23 - Managed Products
Topics covered in this chapter are:
- The Role of Managed Products in Investment Management
- Mutual Funds
- Wrap Products
- Exchange-Traded Funds
- Hedge Funds
- Fees, Portfolio Turnover, and Taxes
- Overlay Management
- Outcome-Based Investments
Chapter 24 - Portfolio Monitoring and Performance Evaluation
Topics covered in this chapter are:
- Portfolio Monitoring
- Portfolio Performance Evaluation
CSI’s online learning system helps you meet your study goals. You’ll benefit from:
Upon successfully completing this course, you will be able to download a Notice of Course Completion available through your student profile. This will remain on your profile as formal confirmation of course completion.
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CSI will mail you a wall certificate within 4 – 6 weeks of course completion. Frames to display your certificate are available. Please ensure that your First and Last Name on your profile matches your First and Last Name on your Government Issued Photo identification – this will ensure you receive an accurate certificate.
CSI will be pleased to issue an Honours Certificate to all students who obtain a final course mark of 85% or higher.