Quick Links

What will you learn about?

Through this course, you will learn about:

  • Financial planning processes and practices
  • Concepts of behavioural finance
  • Aspects of business and family law
  • Legal aspects of residential mortgages and other mortgage considerations 
  • The role of insurance products in risk management
  • Financial planning for snowbirds

What is the course syllabus?

Expand All| Collapse All

Chapter 1 - Financial Planning Process

Topics covered in this chapter are:

  • The Financial Planning Business Today
  • The Personal Financial Planning Process

Chapter 2 - Financial Planning Practice

Topics covered in this chapter are:

  • Integrating Financial Planning into your Business
  • Methods of Compensation
  • Comprehensive Versus Modular Planning
  • Client Segmentation and Financial Planning
  • Reprofiling and Rediscovering Client Relationships by Segment
  • Rebranding and Repositioning the Advisor’s Offer

Chapter 3 - Behavioural Finance

Topics covered in this chapter are:

  • What Is Behavioural Finance?
  • The Relevance of Behavioural Finance to the Wealth Advisor
  • Risk Tolerance Questionnaires and Their Limitation
  • What Are Investor Biases?
  • What Are Investor Personality Types?
  • Diagnosing Biases when Structuring an Asset Allocation Program

Chapter 4 - Fundamentals of Contract Law

Topics covered in this chapter are:

  • Contracts
  • Agency

Chapter 5 - Business Entities and Business-Related Regulation

Topics covered in this chapter are:

  • Business Structures
  • Fiduciary Duty
  • Tort Law and Professional Liability
  • Consumer Protection in Canada
  • Bankruptcy Law in Canada
  • Cost of Credit

Chapter 6 - Family Law

Topics covered in this chapter are:

  • Fundamental Aspects of Family Law
  • Financial Issues in Family Law
  • Property Issues on Relationship Breakdown
  • Domestic Contracts
  • Impact of Divorce on a Client’s Financial Plan

Chapter 7 - Residential Mortgages: Legal Aspects and Other Considerations

Topics covered in this chapter are:

  • Legal Considerations
  • The Mortgage Qualification Process
  • Refinancing
  • First Home Savings Accounts

Chapter 8 - Risk Management and Life Insurance Planning

Topics covered in this chapter are:

  • Insurance Industry Regulation
  • Risk Management
  • Dealing with Risk
  • Law and the Insurance Contract
  • Legal Liability
  • Assuris Basic
  • Principle of Insurance
  • Life Insurance Needs Analysis

Chapter 9 - Life Insurance Products, Features and Taxation

Topics covered in this chapter are:

  • Types of Life Insurance
  • Dividend Options
  • Policy Provisions
  • Insurance Policy Riders
  • Underwriting Life Insurance
  • Distribution Channels
  • Tax System and Insurance Products
  • Taxation of Life Insurance

Chapter 10 - Managing Risk by Using Disability Insurance

Topics covered in this chapter are:

  • Disability and Morbidity
  • Designing the Property Type of Disability Plan
  • Definition of Disability
  • Underwriting for Disability
  • Common Disability Benefit Provisions
  • Disability Needs Analysis
  • Government-Sponsored Disability Benefit Programs
  • Life and Disability Insurance: Business and Personal Applications

Chapter 11 - Managing Risk by Using Other Types of Insurance

Topics covered in this chapter are:

  • Critical Illness Insurance
  • Long-Term Care Insurance
  • Provincial Medical Insurance
  • Extended Health Insurance Plans
  • Travel Insurance
  • Private Health Services Plans
  • Group Life and Health Insurance
  • Creditor Insurance
  • General Insurance
  • Title Insurance
  • Selecting Representatives and Companies

Chapter 12 - Financial Planning for Snowbirds

Topics covered in this chapter are:

  • U.S. Income Tax Rules for the Canadian Snowbird
  • Purchasing Real Property in the United States
  • Taxation of U.S. Investments
  • Public Retirement Income System as it Relates to Snowbirds
  • Estate Planning for Snowbirds
  • Risk Management Issues
  • Options Available for Permanent U.S. Residency

How will you learn?

CSI’s online learning system helps you meet your study goals. You’ll benefit from:

  • Textbook readings available in PDF, e-book, and print format
  • Course materials accessed through your computer, laptop, tablet, or phone, or by downloading the e-book for offline reading
  • Learning objectives that keep you focused
  • Course updates to ensure that the learning material reflects the most current rules and best practices
  • Online activities that include review questions for each chapter and section quizzes to help you assess your progress
  • Online discussion and assistance from CSI’s academic support specialists
  • Online integration activity designed to develop your ability to integrate financial planning concepts and to increase your comprehension of the expectations related to preparing a financial plan

Course Completion

Upon successfully completing this course, you will be able to download a Notice of Course Completion available through your student profile. This will remain on your profile as formal confirmation of course completion. Please note that a certificate will not be issued upon completion of this course.

Request More Information

Would you like to keep informed about CSI's products and promotions?

Promotion Check